Terms & Conditions

Terms and Conditions

Welcome to Paylit.net! By accessing or using our website and services, you agree to comply with these Terms and Conditions. Please read them carefully. If you do not agree, you must not use our services.

1. Overview
Paylit.net offers a range of services, including:

Astrology Services (Astrogeny): Personalized astrological consultations.
Online Recharge (iUniCharge): Mobile recharge and utility payment services.
E-commerce: An online platform offering various products.
These Terms govern your use of the website, including all associated content, features, and services.

2. Eligibility
You must be at least 18 years old to use our services.
By using Paylit.net, you confirm that you have the legal capacity to enter into binding agreements under Indian law.

3. User Responsibilities
You agree to provide accurate, complete, and up-to-date information while registering or using our services.
You are responsible for maintaining the confidentiality of your account credentials.
You will not use our website for illegal activities, fraud, or activities prohibited under Indian law.

4. Services and Payments
4.1. Astrology Services (Astrogeny)
Astrology readings and consultations are based on user-provided data and are for informational purposes only.
Paylit.net does not guarantee accuracy or outcomes from astrological services.
4.2. Online Recharge (iUniCharge)
Online recharge services are provided for prepaid mobile and DTH.
Once a transaction is completed, it cannot be canceled or refunded.
4.3. E-commerce Services
Products purchased through our platform are subject to availability.
Prices are listed in Indian Rupees (INR) and may include applicable taxes.
4.4. Payments
All payments must be made via the payment gateways available on the website.
We are not responsible for delays or errors caused by third-party payment processors.

5. Refunds and Cancellations
Astrology readings and online recharge transactions are non-refundable.
For e-commerce products, refunds and cancellations will be governed by our Shipping and Return Policy.

6. Intellectual Property
All content, including text, graphics, logos, and software, is the intellectual property of Paylit.net.
You may not copy, reproduce, distribute, or create derivative works without prior written consent.

7. Limitation of Liability
Paylit.net is not liable for indirect, incidental, or consequential damages arising from the use of our services.
Our total liability is limited to the amount paid by the user for the specific service or product.

8. Privacy Policy
Your use of Paylit.net is governed by our Privacy Policy, which explains how we collect, use, and protect your personal data.

9. Third-Party Links
Our website may include links to third-party websites or services. We are not responsible for the content, accuracy, or practices of these external sites.

10. Termination
We reserve the right to suspend or terminate your access to our website at any time for violation of these Terms or any applicable laws.

11. Governing Law and Jurisdiction
These Terms are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in Maharashtra, India.

12. Amendments
Paylit.net reserves the right to modify these Terms and Conditions at any time. Changes will be communicated via updates on the website.

13. Contact Us
If you have questions or concerns regarding these Terms, please contact us at:
Email: support@paylit.net
Phone: +91-704-529-5128